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The Home Buying Process
Dated: January 15 2016
Views: 1860
The Home Buying Process - www.askbarb.realtor
Welcome! You are about to embark on the exciting journey of finding your ideal home. Whether it is your first home or your tenth home, a retirement home, or an investment property, home-buying can be fun and exciting. A great Real Estate Professional will help you find the ideal home with the least amount of hassle; also a great Real Estate Profession is devoted to using their expertise and the full resources of their office to achieve these results!
The Home Buying Process www.askbarb.Realtor
Find a Realtor You Can Trust - A committed Real Estate Professional will get you the best price in the least amount of time.
Analyze Your Needs in Consultation - This consultation with your agent will help in the home buying process
Obtain Financial Pre Qualification and Pre Approval - Remember not all lender are the same.
Select Properties - When selecting property remember neighborhood, school, work, est.... Write out 5 must haves.
View Properties - When viewing property remember it is not quantity it is the quality. Bring your 5 must haves
Write an offer to Purchase Your agent will write a review your offer with the sellers agent. there are 3 documents need:
1. Earnest deposit* 1% to 3 % of the purchase price
2. Written offer Offer that has been write in sign buy the buyer
3. Pre Qualification and Pre Approval Letter from the lender stating they have pre-qualified you after reviewing you finances
Negotiate and Counteroffer Seller may counteroffer the buyer. The buyer need to except of put his highest and best offer in
Accept the contract - The seller and buyer has agree on the contract written. This is call a bilateral contract.
Inspections* - The contract will state the number of day the buyer and seller agree upon, usually ( 7-15 day ). In this time period the buyer is able to inspect the home at buyers expense. To make sure the home is to his expectations, If it is not the buyer will be able to get his earnest money back and cancel the contract.
Remove Contingencies - The removal of any problem that buyer and seller agree upon
Complete the Mortgage application* Credit report* Appraisal* Verification
Secure Underwriting rejection - rejects mortgage application Conditions- may need more information with finances
Obtain Loan Approval
Schedule Survey
Contact Title Company Title exam & Title insurance
Close on The Property
Take Possession of your New Home
Money Up Front*
Earnest Money
Option Money - Taxes and homeowners Insurance
Inspection fee
Appraisal
Credit Report
The Home Buying Process
www.askbarb.realtor
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The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The data is provided exclusively for the user's personal non-commercial use, and may not be used for any purpose other than to identify properties that the user may be interested in purchasing or leasing. The properties displayed may not be all of the properties in the MLS's database, or all
The IDX data relating to real estate for sale on this web site comes in part from the Martin County Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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