Welcome! You are about to embark on the exciting journey of finding your ideal home. Whether it is your first home or your tenth home, a retirement home, or an investment property, home-buying can be fun and exciting. A great Real Estate Professional will help you find the ideal home with the least amount of hassle; also a great Real Estate Profession is devoted to using their expertise and the full resources of their office to achieve these results!
Find a Realtor You Can Trust - A committed Real Estate Professional will get you the best price in the least amount of time.
Analyze Your Needs in Consultation - This consultation with your agent will help in the home buying process
Obtain Financial Pre Qualification and Pre Approval - Remember not all lender are the same.
Select Properties - When selecting property remember neighborhood, school, work, est.... Write out 5 must haves.
View Properties - When viewing property remember it is not quantity it is the quality. Bring your 5 must haves
Write an offer to Purchase Your agent will write a review your offer with the sellers agent. there are 3 documents need:
1. Earnest deposit*1% to 3 % of the purchase price
2. Written offerOffer that has been write in sign buy the buyer
3.Pre Qualification and Pre Approval Letter from the lender stating they have pre-qualified you after reviewing you finances
Negotiate and Counteroffer Seller may counteroffer the buyer. The buyer need to except of put his highest and best offer in
Accept the contract -The seller and buyer has agree on the contract written. This is call a bilateral contract.
Inspections*- The contract will state the number of day the buyer and seller agree upon, usually ( 7-15 day ). In this time period the buyer is able to inspect the home at buyers expense. To make sure the home is to his expectations, If it is not the buyer will be able to get his earnest money back and cancel the contract.
Remove Contingencies - The removal of any problem that buyer and seller agree upon
Complete the Mortgage application*Credit report* Appraisal* Verification
Secure Underwritingrejection - rejects mortgage applicationConditions-may need more information with finances
Obtain Loan Approval
Contact Title Company Title exam & Title insurance
Atlantic Shores Realty is ready to assist you with all your real estate needs. Our website has information whether you are selling a home on the Treasure Coast or Palm Beaches or buying a home on the Treasure Coast or Palm Beaches.